yeah, it was in my step dad's name since is was bought, so i had to transfer everything to my name and pay taxes, it was if he sold it to me

that was with 2000 down, but i owed $10000 and still had 4 years left at $300 a month, now i have 5 year at $200 a month, so in the long run im saving a little money and am building my credit, still am upside down but there is nothing that can be done about that

bank still willhave the title until august of 2015, i dont think ill pay it of, i need to build my credit and $200 is much better than the $300