i'm 31. (how many of you are surprised?)

i've never paid more than $40 a month for insurance even when i was 16 (although it wasn'f full coverage then)

I have owned/rregister over 100 cars, but my r32 was $32, my s4 was $30, my mustang was $40, my wife's cars are all about $40 + or - a couple bucks.

I currently have 3 cars the aveo and my 08 chrysler t&c both with full coverage, and my vw rabbit with only collision. I pay less than $100 a month, and i have an extra $250k on my policy from "minimum" to protect my house and other assets incase i am sued..