Better to start a new thread because if the OP comes back to this one, then everthing needs to be fully quoted, otherwise you can't tell which conversation you're in. Hopefully that won't happen here.
IMO, a full engine rebuild as a first-time DIY is a taking quite a gamble, unless you have an experienced engine guy helping you out. It only takes one stupid little thing done wrong to hose the entire job, and you won't find that out until the whole job is finished and you go to start it up. I would never try a rebuild for the first time on a daily driver that I'm depending on, unless there was no other choice.
The head/valve replacement however is a reasonable DIY which a number of guys here have successfully done, and would be much less costly than the numbers that you posted. The down side of doing that is that there may be damage down below that you can't see, so it's somewhat a roll of the dice. But I think it works out most of the time. So if what you can see of the block looks good after the head is pulled, then you might consider replacing the valves or buying a new head if that's a better option for you.
Just curious - did you replace the WP and pulleys with each new belt job, every other time, or something else?