ahhh thats why i like a no fault state

the insurance company is not on your side, and they dont want to pay, and if they pulled that **** on me i would sue them

but when i wrecked my aveo, gieco had no problem paying out the 7k to fix it, even though it was modded, they even boguht the same non factory non oem rim and tire

plus i dont speed through red lights or run them for that matter, or drink so less to worry about for me ( and if someone wrecked into me and messed my car up, i would go to jail anyways after i mess them up)